Changelog
What's new in Kharcha Pani — features, improvements, and fixes
v2.4.0Jul 10, 2026
Household Finances & Family Sharing
- NewHousehold module — invite family members and share budgets
- NewCombined household net worth view
- ImprovedFaster expense categorization with improved AI model
- FixedFixed duplicate notifications on budget threshold
- FixedResolved date picker timezone issue in reports
v2.3.0Jun 25, 2026
Tax Module & 87A Rebate
- NewFull Indian tax calculation — Old vs New regime comparison
- New87A rebate auto-detection and HRA optimization
- NewAdvance tax quarterly schedule with reminders
- ImprovedReports page redesigned with export to PDF/CSV
- SecurityUpdated authentication tokens to shorter expiry
v2.2.0Jun 8, 2026
AI Copilot & Smart Insights
- NewAI Financial Copilot powered by Google Gemini
- NewNatural language transaction entry via Ctrl+K
- NewSpending anomaly detection and alerts
- ImprovedDashboard widgets now fully rearrangeable
- FixedFixed account balance sync delay with Plaid
v2.1.0May 20, 2026
Gamification & Achievements
- NewXP system, daily streaks, and achievement badges
- NewFinancial Health Score (0-100) with breakdown
- NewDaily challenges and weekly digest cards
- ImprovedImproved onboarding wizard with progress tracking
- FixedFixed savings goal percentage calculation rounding
v2.0.0May 1, 2026
Major Redesign — Kharcha Pani v2
- NewComplete UI redesign with new design system
- NewDark mode with multiple theme presets
- NewInvestment tracking with portfolio analytics
- NewCredit card management and EMI tracking
- NewInsurance policies dashboard
- Improved10x faster page loads with optimized data fetching
- SecurityEnd-to-end encryption for all financial data at rest
v1.5.0Apr 10, 2026
Budgets & Recurring Expenses
- NewBudget categories with monthly limits and alerts
- NewSubscription tracker with renewal reminders
- NewRecurring expense auto-detection
- ImprovedBetter mobile PWA experience
- FixedFixed CSV import parsing for HDFC and ICICI statements
v1.0.0Mar 15, 2026
Initial Launch
- NewExpense tracking with manual entry
- NewIncome logging and categorization
- NewBasic budgets and savings goals
- NewAccount management (bank, wallet, cash)
- NewProgressive Web App with offline support
- SecurityAES-256 encryption at rest, TLS 1.3 in transit